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Rumi VelinovaREALTOR® · RE/MAX At Home
Free tool · Calculator

Cash to close calculator.

Plan the funds you may need at the closing table, itemized line by line. Every figure stays in your browser.

Sample values are prefilled for demonstration only. Replace them with your own figures — they are not current market quotes.

Down payment: $80,000

Default 3%. The CFPB notes closing costs are often 2–5% of the home purchase price, excluding the down payment, but actual amounts vary by lender, title company and property.

Estimated cash to close

$75,000.00

Down payment$80,000
Estimated closing costs$12,000.00
Less earnest money already paid− $10,000
Less seller and lender credits− $7,000
Estimated cash to close$75,000.00

What this estimate is — and isn't

Educational estimate only—not a lender quote, preapproval, appraisal, or financial, tax, or legal advice. Always compare any figure here against the official Loan Estimate your lender provides; that document, not this page, governs your actual numbers.

Prepaid items and escrow deposits (taxes, insurance, interest), inspections, moving costs, repairs, and lender- or title-specific charges may differ from this estimate or be excluded from it entirely. Your Closing Disclosure is the authoritative figure.

Your entries stay in this browser and are not submitted or saved.

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